NEED QUICK CASH
Access cash using your car – without selling it
while you still drive it
Cash
Need Quick Cash?
Vehicle-backed finance. You keep driving your car.
Blacklisted?
Use your vehicle as collateral.
Bad Credit?
No credit checks needed.
How to get your cash
quick and easy access to cash
1
- Is your car paid off?
- Is your car in your name?
- WhatssApp us.
2
- Arrange an appointment.
- A vehicle inspection is required at our offices in Johannesburg Gauteng.
- Bring your car papers, ID, and proof of residence.
3
- After reviewing the documents and completing the vehicle inspection – an instant EFT payment is made to you.
Drive Your Car While Accessing Instant Cash
In a financial pinch and need quick cash? We assist our clients with a fast and flexible cash solution to unlock the value of their cars, with no need for credit checks.
Our solution lets you access funds, fast and effortlessly, without giving up your vehicle. We offer a lifeline during challenging financial times. Our clients have quick access to funds.
Unlike traditional credit lines, which impose high-interest rates, require credit checks, and have rigid repayment terms. We provide a fast, flexible, and innovative alternative to financial challenges.
What It Costs
No hidden fees, no surprises. Here's exactly what it costs to get cash for your car — have a read before you apply.
Interest Rate (APR)
36% – 60%A year, all-in. Your exact rate depends on your affordability check.
Repayment Term
3 – 24 monthsPick what works for your budget. Settle early anytime — no penalty.
Fees
R1 199 + R499A once-off R1 199 to set up, then R499 a month. The only other cost is credit life insurance — and only if you're not already covered.
◆ A Real Example
| Amount | Term | Monthly Interest | Initiation Fee | Monthly Service Fee | Total Repayable | APR |
|---|---|---|---|---|---|---|
| R10 000 | 3 months | R300 | R1 199 | R499 | R13 596 | 36% |
Borrow R10 000 over 3 months: R300 monthly interest, a once-off R1 199 setup fee and a R499 monthly service fee — R13 596 to repay in total. This is just an example; your real figures are confirmed in writing before you sign anything.
◆ How You Pay Us Back
You pay by EFT or direct deposit — no debit orders pulling from your account. If your account's up to date, you can renew anytime.
◆ If Money Gets Tight
Life happens. If you're struggling to pay, talk to us early — we'd much rather work out a plan with you than escalate. Missed payments follow the terms you signed.
◆ Who You're Dealing With
Cash My Ride — Johannesburg, Gauteng. Call us on 062 948 8223. Loans are secured against a car that's fully paid off and in your name, and are subject to an affordability check.